Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico
Mortgage Guidance
That Moves With You
Smart, seamless, and stress-free lending for second homes, investment properties,
and lifestyle upgrades in Puerto Rico

About Emalí

With extensive expertise in Puerto Rico real estate and U.S. mainland buyers, I help you navigate financing with clarity, speed, and strategy.  

Supported by FEMBi Mortgage, I deliver dedicated, results-driven service—ensuring your investment, move, or vacation home purchase is effortless from start to finish

Make Your Dream Home

My Promise

You think about buying a home a few times in life 
I think about it every day. My role is to simplify the process, protect your investment, and ensure you feel confident at every step.

Testimonials

I specialize in guiding clients from the mainland U.S. through the process of purchasing primary residences, vacation properties, investment homes, or legacy estates on the island.

Emalí Vaz was absolutely a great pleasure to work with throughout the entire home buying process. Trustworthy, professional, communication skills and reassuring her clients.
Judi Roman
New York
Emalí Vaz was extremely informative. Ms. Vaz explained in great detail what exactly is needed to pur-chase a home in Puerto Rico
Skystorm107
Fort Lauderdale, FL
Emalí was very thorough with my documents and kept me informed. She also advised me to not make a purchase that appraised for much less than the asking price- excellent advice for my situation.
Nat
Nat Chicago, IL

Ready to get started?

Contact Us

First Equity Mortgage Bankers, Inc. (FEMBi Mortgage) MLO731 #299581, is a fully diversified mortgage bank. We provide financing for purchase and refinance transactions through conforming, non-conforming, FHA, VA, and USDA/Rural loans.
NOTICE: FEMBi Mortgage is not affiliated with any government agency or lender. Failure to make your mortgage payments may negatively impact your credit.
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